Guarantees for different requirements

Surety insurance-plus (KTV-plus)
The surety insurance plus (KTV plus) is a product specially designed for construction and building and machine and plant construction. It offers small and medium sized companies as well as founders of new businesses with an annual building capacity of up to about 10 million EUR, a guarantee limit of up to a maximum of 1.5 million EUR.

KTV-plus offers the choice between two conditions:
"KTV-plus without securities" up to a guarantee limit of 50,000 EUR
"KTV-plus with securities" from a guarantee limit of 25,000 EUR to 1.5 million EUR.

Individual surety insurance (I-KTV)
If the annual building capacity is above 7.5 million EUR, the required guarantee framework is larger than 1 million EUR, we offer individual solutions.

Insolvency insurance for tour operators (KTV-R)
Providers of package tours have to prove the insurance of the paid tour price to their customers since 1994(according to § 651k BGB) in case of inability to pay or insolvency. Issuing insurance certificates to travellers serves as proof of an insolvency insurance.

Insurance of time credit (KTV-Z)
According to many wage and company agreements as well as the social security statute book, employers are obliged, to insure time credit of employees within the scope of flexible working hour regulations on compensation accounts.

Guarantee for part-time work for persons of retirement age (KTV-ATZ)
Since 1 ^st July, 2004, the law on part time work for persons of retirement age requires employers to insure the assets of their employees with a regulation for part time work at retirement age. We offer companies the suitable solution by providing guarantees.

backward