Factoring

Sell your claims

Apart from the invoice amount, the time factor is the crucial criterion when planning liquidity. The longer the payment goal the larger the capital commitment your own credit claim and the risk of non-payment. Factoring was established in the USA based on this background, and has made inroads in Germany as well since the sixties.

The objective of factoring is liquidity financing combined with a cutting of the balance as well as an assurance against non-payment of claims. The factoring company buys its clients’ claims and credits them to the invoice amount immediately. The factor takes over the del credere risk and thus also plays the role of a credit insurance - frequently even much more. In so-called full service factoring, the service tasks of accounts receivable management are fulfilled.

Side by side with common goals

HANSEKONTOR not only advises you when choosing the ideal factoring partner for your requirements. With the individual combination of existing means and possibilities we also develop innovative solutions especially for your company.

And more: we continue to use our experience and knowledge of the markets to develop our own financial products especially for our clients. Thus, we train factoring companies, advise them on their re-insurance and re-financing as well as on outsourcing services to third parties.

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